Planning Associates of the Southern Tier LLC 

Since 2009, Planning Associates of the Southern Tier, LLC has serviced the southern tier of New York and the northeastern section of Pennsylvania with investment and insurance solutions tailored to your needs ~ We are ready to roll up our sleeves and work with you to meet your goals of financial independence. 

Stephen Snitchler is a professional advisor with over 15 years experience in the field of insurance and financial planning.  With over 30 years of leadership and management experiences within organizations, both public and private, he takes a very disciplined and practical approach when working with clients.  Today Stephen works with individuals, families and businesses, helping them plan their financial futures.  His philosophy is centered on the client relationship being built upon a foundation of trust with laser-like focus on the client’s values and goals. 

Stephen’s niche as a financial professional is in Health Care Insurance, Eldercare, Estate Planning, and Social Security Maximization where he works with those who are looking to preserve as much of their hard-earned assets as possible. Stephen is certified in the NY State Partnership for Long Term Care and appointed with a number of Medicare Advantage and Medicare Supplement providers in the Upstate NY Region and the Northeast region of PA.  His experience working with other professional advisors, such as attorneys and accountants, enables him to create plans that help his clients better manage their estate and preserve assets for their heirs. 

Stephen concentrates on helping his clients establish balance in their lives, experience achievement of their goals, and in doing so helps his clients maintain the integrity of their values. Essentially, he believes that his clients deserve to live life with purpose.

 Investment Adviser Representative of and Advisory Services offered through Royal Fund Management, LLC, a SEC Registered Adviser